Free practical breakfast Seminar

Suitable for CPAs, financial planners, those living with chronic illness and caregivers

 

 

Presented By:

Martin M. Shenkman, CPA, MBA, PFS, JD

Author of: Estate Planning for People with a Chronic Condition or Disability, published by Demos Medical

Paramus, NJ

▬

Mark A. Cortazzo, CFP  MACRO Consulting Group

Parsippany, NJ

 

■ Two Dates and Locations to Choose From:

 

■ Tuesday, December 15, 2009 Marriott Hotel, 100 Frank W. Burr Blvd, Teaneck, NJ

            RSVP/Info: (201) 845-8400 or email: reception@shenkmanlaw.com

 

■ Thursday December 17, 2009 Marriott Hanover, 1401 Route 10 East, Whippany NJ

            RSVP/Info: (973) 451-9400 or email info@macroconsultinggroup.com

 

■ Time:          7:30 a.m. to 8:00 a.m.  Breakfast and Registration

                        8:00 a.m. to 11:00 a.m. Seminar and discussion

 

■ Professional Credits Available: 3 CPE credits and 3 CFP Credits

 

■ CPE Credit Disclosure: This course is intended to qualify for Three (3) CPE credits in accordance with National Registry of CPE Sponsors. CPE credits are awarded based on 50-minute hours. The course will be “group live” discussion delivery method. The learning objective of each course is to provide practitioners with practical information and knowledge on the areas described in the course title and descriptions above to enable them to apply planning ideas in their day to day practice. The field of study for the course will be Taxation. There are no pre-requisites for the program. Course level of study is intermediate. Advanced registration is preferred, but registration between prior to the course beginning is acceptable. Any complaints may be directed anonymously on the course evaluation sheets provided at each session, or by calling, writing or emailing the program sponsor: Martin M. Shenkman, P.C., P.O. Box 1300, Tenafly, New Jersey 07670, 201-845-8400, shenkman@shenkmanlaw.com. Records of all course attendance and materials will be retained in accordance with applicable NASBA and other regulations. Martin M. Shenkman, P.C. is registered with the National Association of State Boards of Accountancy (NASBA), as a sponsor of continuing professional education of the National Registry of CPE sponsors.  State boards of accountancy have final authority on the acceptance of individual courses for CPE credit.  Complaints regarding registered sponsors may be addressed to the national Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN 37219-2417. Website: www.nasba.org

■ Disclaimer: This flyer may constitute attorney advertising. Neither this flyer, the seminar or materials to be provided constitute, and should not be treated as, legal, tax, or investment advice. They do not constitute recommendations of any particular planning technique, device or suggestion, or the tax or other consequences associated with them.  The sponsors, authors and/or speakers do not assume any responsibility for your reliance on the information presented. You should determine independently the legal, tax and other consequences of using any particular device, technique or suggestion before relying on it.

Planning Considerations for Chronic Illness:

Frank, practical and vital advice that will be invaluable to the family and caregivers of those living with chronic illness – and their advisors

·         How chronic illness changes planning: How different illness (Parkinson's, Alzheimer's, ALS (Lou Gehrig's), Huntington's, Crohn's, Myasthenia Gravis, Multiple Sclerosis) impact on the decision-making process.  Estate planning is about much more than merely assets or taxes. This comprehensive seminar for advisers and those living with a chronic disease or disability conveys many of the answers to the frustrations and fears chronic illness brings, as well as concerns of their family, loved ones and caregivers.

·         Estate planning: How to modify powers of attorney, health proxies, HIPAA releases and language, provisions to include in trusts and other documents concerning communications, independent evaluations, special distributions, etc. Using revocable trusts.  Beneficiary designations. Title to assets.

·         Cash Flow planning: Distributions from 401(k) and IRA accounts, home equity lines, borrowing from 401(k) plans and the 10% penalty waiver.

·         Income Tax Considerations: Modification of your home, special tax treatment of 401(k) plans, reasonable cause, discrimination settlements.

·         Financial Planning: Investment strategies, guaranteed income options, non-insurance investment programs with beneficiary protection. Access to safe deposit boxes.

·         Disability and Overhead Insurance:  Processing claims, tax and accounting issues.

·         Life Insurance: Accelerated death benefits, borrowing against cash values, different types of cash value policies, 3 years transfer rule on insurance given to a trust, viatical settlements.

·         Cognitive Issues: Impact of cognitive impairment and competency, what must be done from a planning perspective, and how soon. Security codes.

·         Professional Advisers: What CPAs, Attorneys, Financial Planners, and other advisors need to know how to understand and accommodate the needs of clients living with chronic illness.

·         Legal Documents: Helpful documents and planning ideas such as an "authorization to communicate" enabling advisers to reach out on behalf of a client with a chronic illness to wealth managers, financial planners, insurance agents, CPAs, trust officers, and others. Shareholder, buyout and other agreements.

 

■ Can’t Attend: Audio recording of the entire seminar will be posted on www.laweasy.com in the Seminar Materials” section.